Profile Summary
Claudeta Malonza leads the Real Estate, Banking & Finance Department at G&A Africa, with nearly a decade of experience structuring, negotiating and closing complex commercial transactions.
- Practice areas
- Banking & Finance · Real Estate & Construction
- Office
- Nairobi Office
She advises commercial banks, development finance institutions and government-linked entities on secured lending, mortgage refinancing and asset-based finance, as well as on complex real estate transactions, title perfection and Islamic finance structuring.
Known for her meticulous documentation, commercial pragmatism and mastery of evolving regulatory frameworks, Claudeta is a trusted adviser on high value, security intensive transactions. She has also represented developer clients in setting up residential developments in Kenya, negotiating and structuring the sale, lease and long-term tenancy arrangements underpinning these projects. As lead relationship partner for key banking and developer clients, she oversees departmental strategy, team performance and matter allocation, while mentoring associates and pupils. She has advised on some of the market's most significant secured finance and recovery mandates, including a landmark debt recovery exceeding USD 48 million for a leading commercial bank and the structuring of mortgage refinance facilities for Kenya's national mortgage refinance institution.
Expertise
- Banking & Finance Law
- Real Estate Law & Transactions
- Secured Lending, Securities & Asset-Based Finance
- Debt Recovery & Enforcement
- Islamic Finance
- Corporate Secretarial & Governance Advisory
Industries
- Financial Services & Banking
- Real Estate & Construction
- Projects
- Government & Public Sector
Experience
- Debt recovery for a Kenyan commercial bank (USD 48,275,861): advised on recovery strategy and enforcement of security through foreclosure and exercise of the statutory power of sale against a borrower that was a government-owned state corporation, including structuring a transaction involving a project developer and approximately 10,000 off-takers, and advising on title perfection, regulatory approvals and tax implications.
- Squatter settlement and land regularisation for East African Portland Cement Company (EAPC) (approx. 908 acres, c. 7,000 settlors): structured a settlement and regularisation mechanism under a Government of Kenya land regularisation programme.
- Residential development structuring for property developers: advised developer clients from inception on structuring residential developments, negotiating and drafting sale, lease and long-term lease agreements for residential units, and advising on planning and regulatory compliance.
- Mortgage refinance facility structuring for Kenya Mortgage Refinance Company (KMRC): advised on eligibility criteria for mortgage assets, structured the security framework over large pools of mortgage receivables, and drafted, negotiated and perfected the facility and security documentation for participating financial institutions.
- Term loan facility for KCB Bank Kenya Limited (USD 4,234,000): financing for the acquisition of prime Nairobi property involving complex title restructuring, structured a four-step security process (title conversion, discharge of charge, transfer of title and registration of a new charge), supported by a deed of assignment of rental income.
- Multi-tranche trade finance facilities for Stanbic Bank Kenya Limited (USD 4,150,000): asset-based lending secured against fluctuating fuel stock for an energy-tech petroleum-industry borrower, including preparing and perfecting debentures securing multiple tranches and obtaining stamp duty exemptions.
Qualifications
Admissions
- Advocate of the High Court of Kenya
Academic
- Bachelor of Laws (LL.B.), University of Nairobi.
- Postgraduate Diploma in Law, Kenya School of Law.
- Certified Public Secretary (CPS-K), KASNEB.
Professional Memberships
- Law Society of Kenya
- Institute of Certified Secretaries of Kenya (ICSK) — Practicing Corporation Secretary
